The Myth of "Good with Money"

For years, I assumed people who were "good with money" had some innate talent I lacked. They were born with a spreadsheet in their hands, right? Wrong. After interviewing dozens of financially savvy people, I discovered the truth: no one is born knowing this stuff. The difference isn’t intelligence or luck—it’s habits. The people who seem effortlessly on top of their finances aren’t geniuses; they’re just consistent. They check their accounts regularly. They automate savings. They ask questions when they’re unsure. That’s it. No magic, no secret formula.

The biggest lie we tell ourselves is that financial success requires complex knowledge. You don’t need to understand the stock market or memorize tax codes to be "good with money." You just need to master a few basics: spend less than you earn, save automatically, and review your finances occasionally. That’s 90% of it. The rest is just fine-tuning. I’ve met people with six-figure salaries who live paycheck to paycheck and others with modest incomes who’ve built impressive savings—all because of their habits, not their paychecks.

If you’ve ever felt like you’re "bad with money," let me reassure you: it’s not a personality trait. It’s a skill, and skills can be learned. Start small. Pick one habit—maybe it’s setting up an automatic transfer to savings or reviewing your bank statement once a week. Build from there. Financial confidence isn’t about being perfect; it’s about being present. Show up for your money, and you’ll be amazed at how quickly "good with money" stops feeling like a myth and starts feeling like you.